Honeycomb
Honeycomb Review 2026
RRE REVIEW –
4/5
USER REVIEWS –
Honeycomb Overview
What is Honeycomb?
Honeycomb Insurance is an AI-driven managing general agent that offers property and casualty insurance for landlords, building owners, condo and homeowner associations, and property managers. The company (formerly known as Agilius) operates as Honeycomb Programs Inc. and uses computer vision and aerial imagery to underwrite each property individually instead of by zip-code risk band. Coverage spans landlord, apartment building, COA, HOA, and excess liability lines, with quotes delivered online in minutes and policies available across 20 U.S. states.
Honeycomb Products & Services
Honeycomb Insurance offers a full suite of commercial real estate insurance products, including landlord insurance for single-family rentals and multifamily properties, apartment building insurance for multifamily owners, condo association (COA) insurance, homeowner association (HOA) insurance, and excess liability coverage launched in 2026. Coverage is delivered through Honeycomb Programs Inc., a licensed property and casualty insurance general agent representing affiliated carriers in all states where products are offered. Customers can obtain instant online quotes, customize policies in real time, and manage binders, policy forms, endorsements, and certificates of insurance through a self-service digital portal. The platform also serves independent insurance agents through a dedicated agent portal.
Honeycomb Features
| Feature | Details |
|---|---|
| AI Property Inspections | Computer vision and aerial imagery replace traditional in-person inspections, underwriting each property individually rather than by zip code. |
| Instant Online Quotes | Landlords receive personalized quotes in minutes through Honeycomb’s mobile app with photo-based property capture. |
| Multifamily and Association Focus | Coverage spans landlord, apartment building, condo association, homeowner association, and excess liability lines for commercial real estate. |
| AM Best Excellent Rating | Affiliated carriers carry AM Best’s Excellent financial strength rating, signaling reliability for claims and obligations. |
| 24/7 Self-Service Portal | Customers access binders, policy forms, endorsements, and certificates of insurance any time through Honeycomb’s digital platform. |
Honeycomb Reviews
Honeycomb Review by RentalRealEstate
4/5
Cost – 4
Ease-of-Use – 4
Customer Service – 4
Tools and Resources – 4
Honeycomb Insurance is a strong option for landlords, building owners, and property managers who want commercial real estate insurance that’s underwritten on the actual property, not the zip code. What stands out most is the AI-driven approach to inspections, which uses computer vision and aerial imagery to skip the costly site visit and price each building on its own merits. The platform isn’t trying to be a personal-lines carrier; it’s built specifically for landlord, apartment building, and HOA/COA coverage. The instant online quote experience and AM Best Excellent financial strength rating add real credibility. The tradeoff is coverage is currently available in 20 states, so some markets remain unsupported.
Pros:
- AI-driven inspections eliminate property site visits
- Instant online quotes with up to 40% savings
- AM Best Excellent financial strength rating
Cons:
- Coverage limited to 20 U.S. states
- Newer carrier with shorter claims track record
- Focused on commercial real estate insurance only
Search Rental Real Estate
Try searching our site for hundreds of rental property topics including loans, investor tool reviews, real estate companies, property management tips and more.
Honeycomb User Reviews
Have you used Honeycomb? If so, please take a minute to leave an honest review of your experience below. By writing a review, you can help guide other real estate investors, operators, and managers on whether or not Honeycomb is the good choice for them.
Submit
Your
Review
There are no reviews yet. Be the first one to write one.
Honeycomb Alternatives
Honeycomb FAQ
Is Honeycomb Insurance Legitimate?
Yes, Honeycomb Insurance is a legitimate insurance provider founded in 2019 and headquartered in Chicago, Illinois. Operating as Honeycomb Programs Inc., a licensed property and casualty insurance general agent representing AM Best Excellent-rated carriers, featured in Forbes Fintech 50, the company insures more than $55 billion in real estate assets.
Who Owns Honeycomb Insurance?
Honeycomb is a privately held Chicago-based company owned by its co-founders and venture investors. It was co-founded in 2019 by CEO Itai Ben-Zaken and CTO Nimrod Sadot, operating as Honeycomb Programs Inc. (formerly Agilius). According to company records on ZoomInfo, the company has raised funding from twelve investors including Zeev Ventures, Phoenix Insurance, IT-Farm, and Arkin Holdings.
More Rental Real Estate Tools
100+ Rental Real Estate Tools
