Easy Street Capital
Easy Street Capital Review 2026
RRE REVIEW –
4/5
USER REVIEWS –
Easy Street Capital Overview
What is Easy Street Capital?
Easy Street Capital is a private real estate lender that serves real estate investors with three core loan programs: EasyFix for fix-and-flip and bridge financing, EasyRent for long-term DSCR rental loans, and EasyBuild for ground-up new construction. The company offers nationwide lending across all 50 states with positioning as both a DSCR lender and short-term rental financing specialist. The lender is known for fast closings (24 to 48 hours on fix-and-flip), 48-hour construction draws, and a partner-owned operating model. Specialized programs serve BRRRR investors, fix and flip operators, wholesalers, and short-term rental investors.
Easy Street Capital Products & Services
Easy Street Capital offers three branded loan programs covering the full real estate investor lifecycle. EasyFix is the company’s fix-and-flip and bridge loan product, with no appraisal required, up to 93% loan-to-cost financing, and the ability to close in 24 to 48 hours. EasyRent provides 30-year DSCR rental loans for cash-flowing investment properties of up to 10 units, including short-term rentals like Airbnb and VRBO. EasyBuild handles ground-up new construction with 48-hour draw processes and up to 90% loan-to-cost coverage. The lender also operates specialized programs for BRRRR investors, fix-and-flip operators, real estate agents, wholesalers, and mortgage brokers, with lending available across all 50 states.
Easy Street Capital Features
| Feature | Details |
|---|---|
| EasyFix Fix-and-Flip Program | No appraisal required, up to 93% loan-to-cost financing, and closings in 24 to 48 hours. |
| EasyRent DSCR Rental Loans | Thirty-year DSCR loans for investment properties up to 10 units including short-term rentals with no minimum DSCR. |
| EasyBuild Ground-Up Construction | New construction loans with 48-hour draw processes and up to 90% loan-to-cost coverage for residential developers. |
| Nationwide 50-State Coverage | Lends in all 50 states with state-specific loan programs and licensing across major real estate investor markets. |
| Short-Term Rental Specialization | EasyRent program funds Airbnb, VRBO, and vacation rental investments under DSCR underwriting that many competitors restrict. |
Easy Street Capital Reviews
Easy Street Capital Review by RentalRealEstate
4/5
Cost – 4
Ease-of-Use – 4
Customer Service – 4
Tools and Resources – 4
Easy Street Capital is a strong choice for active real estate investors who want one private lender that can finance fix-and-flips, long-term rentals, and ground-up construction without bouncing between providers. What stands out most is the three-product structure: EasyFix, EasyRent, and EasyBuild let an investor follow a single relationship from acquisition through stabilization or sale. The lender isn’t a low-cost commodity option; it’s competing on speed and execution, with fix-and-flip closings in 24 to 48 hours. Nationwide 50-state coverage and strong STR specialization round out the offering. The tradeoff is that as a private lender, rates run higher than conforming loan alternatives.
Pros:
- Fix-and-flip closings in 24 to 48 hours
- Three loan programs cover full investor lifecycle
- Lending available in all 50 states
Cons:
- Private lender rates higher than conforming loans
- Partner-owned without major institutional backing disclosed
- Total origination volume not publicly disclosed
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Easy Street Capital User Reviews
Have you used Easy Street Capital? If so, please take a minute to leave an honest review of your experience below. By writing a review, you can help guide other real estate investors, operators, and managers on whether or not Easy Street Capital is the good choice for them.
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Easy Street Capital Alternatives
Easy Street Capital FAQ
Is Easy Street Capital Legitimate?
Yes, Easy Street Capital is a legitimate private real estate lender founded in 2016 and headquartered in Austin, Texas. The company is led by an experienced partner team including President Stephen Hagerman, holds NMLS #2167568, and lends across all 50 states with state-specific licensing.
Who Owns Easy Street Capital?
Easy Street Capital is a privately held Austin-based private lender owned by its operating partners. The leadership team includes President Stephen Hagerman and partners Casey Denton, Scott Townes, Gray Cato, and Collin Duffy. National Mortgage Professional’s directory confirms the lender as a partner-owned private real estate lending firm serving real estate investors nationwide.
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