Nevada Investment Property Loans in 2026

Investment Property Loans in Nevada (NV)

Investment Property Mortgage Rates in Nevada

What is the Current Interest Rate for an Investment Property Loan in Nevada?

Compare Investment Property Lenders in Nevada

All Rental Property Investor Lenders in Nevada (NV)

Finding the right lender is one of the most important steps to financing your investment. Compare options as loan programs, rates and qualification requirements can vary significantly.

	Kiavi	Lima One Capital	CoreVest	Visio Lending	Easy Street Capital
Most Suitable For	Investors who want fast, fully online DSCR financing with real-time rate visibility	BRRRR investors and small multifamily buyers needing a full loan suite under one roof	Portfolio investors consolidating 5+ rentals or scaling with institutional-size capital	Long-term buy-and-hold investors, strong on vacation / short-term rentals	Flexible underwriting for STR, seasonal / rural markets, and first-time investors
Loan Types	DSCR rental, Fix & flip, Bridge, New construction, Rental portfolio	DSCR rental, Rental portfolio, Fix & flip, New construction, Bridge, Short-term rental	Single-asset rental (DSCR), Rental portfolio, Bridge, Credit lines, Build-for-rent, Multifamily	DSCR rental (long-term and vacation), Rate / term and cash-out refinance	DSCR rental (EasyRent), Short-term rental, Fix & flip (EasyFix), New construction (EasyBuild), Blanket portfolio
Property Types	SFR, 2-4 unit, PUDs, warrantable condos	SFR, 2-4 unit, multifamily up to 9 units, warrantable condos, STR	SFR, condos, townhomes, 2-4 unit, multifamily	SFR, 1-4 unit, condos, townhomes, vacation / STR	SFR, 2-4 unit, townhomes, condos (incl. non-warrantable), STR / vacation
Loan Amounts & Terms	~$100K–$3M; 30-year fixed, 5/6 ARM, interest-only options	~$75K–$3M+; 30-year fixed, ARMs, interest-only, flexible prepay structures	~$75K–$2M single asset; $500K–$100M portfolios; 3, 5, 7, 10, and 30-year terms	~$100K–$5M; full 30-year terms with no balloon, ARM and interest-only options	~$75K–$3.5M; blanket loans to ~$5M; 30-year fixed, 5/6 ARM, interest-only options
Rates	~6.0%–9.5%	~6.0%–9.5%	~6.0%–9.5%	~6.0%–9.5%	~6.0%–9.5%
Qualifications	660+ credit; flexible DSCR options; no hard credit pull to quote	1.0+ DSCR minimum, best pricing at 1.2+; higher bar for STR properties	Asset-based underwriting; non-recourse options on portfolio loans	680+ credit; 1.0+ DSCR minimum; discounts for experienced investors	620–640+ credit; no minimum DSCR requirement; not available in ND / SD
Overview & Review	Kiavi Review	Lima One Capital Review	CoreVest Review	Visio Lending Review	Easy Street Capital Review

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Investment Property Loan Options in Nevada

What Types of Loans Are Available for Rental Properties in Nevada?

From DSCR loans and conventional financing to FHA house hacks and cash-out refinances, Arizona real estate investors have a range of loan programs to help finance their investment properties. Below we break down each option, how it works, and which investment strategy it fits best.

DSCR Rental Loan in Nevada

Debt Service Coverage Ratio loans qualify based on the property’s rental income rather than the borrower’s personal income. Popular with investors who are self-employed or scaling portfolios quickly.

Conventional Investment Property Loan in Nevada

Standard Fannie Mae/Freddie Mac-backed loans with the best rates but stricter qualification requirements. Most common for investors with strong credit financing 1–10 properties.

FHA House Hack Loan in Nevada

FHA loans allowing 3.5% down on owner-occupied multifamily properties (2–4 units). Popular entry point for first-time investors who live in one unit and rent the others.

Hard Money Loan in Nevada

Short-term, asset-based loans used for fix-and-flip or BRRRR strategy deals. Higher rates but fast closings and flexible qualification, typically 12–24 month terms.

Fix and Flip Loan in Nevada

Short-term financing specifically structured for purchasing, renovating, and reselling properties. Funds both acquisition and rehab costs with draw schedules tied to renovation milestones.

Portfolio Rental Loan in Nevada

Loans held in-house by local banks and credit unions rather than sold to the secondary market. Flexible underwriting for investors with multiple properties or non-traditional income who don’t fit conventional guidelines.

VA Investment Property Loan in Nevada

Available to eligible veterans for owner-occupied multifamily properties (up to 4 units) with zero down payment. One of the most powerful house-hacking tools available.

Cash-Out Refinance for Rental Property in Nevada

Allows investors to pull equity from an existing rental to fund the down payment on their next deal. A core component of the BRRRR strategy.

Bridge Loan for Rental Property in Nevada

Short-term financing that bridges the gap between acquiring a new property and securing long-term financing or selling an existing one. Common in competitive markets where speed matters.

Commercial Rental Property Loan in Nevada

Used for 5+ unit multifamily buildings or commercial use properties. Underwritten primarily on property income and typically offered by commercial banks and CMBS lenders.

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