Landlord Insurance in South Carolina (SC)
Protecting your rental investment in South Carolina starts with the right insurance coverage. Rental property insurance helps landlords safeguard their properties from risks like property damage, liability claims, and lost rental income. Whether you own a single rental unit or multiple properties in South Carolina, having the right policy ensures financial security and peace of mind.
🪄 RentalRealEstate Quick Answer
South Carolina rental property insurance safeguards against risks such as property damage, liability claims, and loss of rental income. Top landlord insurance providers in South Carolina include Obie and Steadily. Typical annual landlord insurance costs for South Carolina rental properties is $1,365, but premiums can vary by property type, location, and past claims.
Landlord Insurance Pricing in South Carolina
How Much Does Landlord Insurance Cost in South Carolina?
The average cost of landlord insurance in South Carolina is $1,365 annually, though rates vary significantly based on property type, location, coverage limits, and your claims history.
$1,3651
Annual Cost in South Carolina
$1,2311
National Average
Compare Rental Property Insurance in South Carolina
Who are the Best Landlord Insurance Providers in South Carolina (SC)?1
Obie provides insurance specifically designed for landlords and real estate investors. They operate across all 50 states, offering tailored coverage options to protect rental properties.
Rating
Property Types
Single Family, Apartment, Multifamily, Condo Units
Coverage Types
Fire, Water, Smoke, Explosions, Riot and Civil Commotion, Vandalism and Theft, Injury, Windstorm and Hail, Vehicle Impat, Loss of Income
Rates
Inquire2
Steadily is a well known provider of insurance specifically for landlords. They serve all 50 states and are known for specializing in serving rental properties.
Rating
Property Types
Single Family, Apartment, Multifamily, Manufactured, Condo Units, Vacant or Restoration
Coverage Types
Fire, Water, Lawsuites, Riot and Civil Commotion, Vandalism and Theft, Injury, Bonus Coverages, Windstorm Hail and Lightning
Rates
Inquire2
Popular Cities in South Carolina for Landlord Insurance
How Does Location Within South Carolina Affect Rental Property Insurance Premiums?
Charleston
Mount Pleasant
Summerville
Columbia
Rock Hill
Goose Creek
North Charleston
Greenville
Sumter
Finding the Best Rental Property Insurance in South Carolina
How to Find the Best Rental Property Insurance in South Carolina?
We’ve created a step-by-step guide designed for rental property investing that helps landlords secure coverage to protect both their property and rental income.
1. Determine Your Coverage Needs
Evaluate your property’s replacement cost, liability risks, rental income loss potential, and South Carolina-specific hazards.
2. Calculate True Cost of Coverage
To research rental property insurance costs in South Carolina, start with rental property calculators and then look for landlord-specific discounts like multi-property policies, claims-free history, and security systems.
3. Identify Providers Specializing in Rental Properties
Find insurers experienced with South Carolina investment properties who offer flexible vacancy terms, strong loss of rent coverage, and have positive landlord reviews.
4. Compare Quotes with Identical Coverage
Get quotes from at least 3-5 providers with matching coverage limits and speak with agents who can find rental property discounts unavailable online.
5. Review Policy Details and Finalize Coverage
Examine vacancy clauses, rental-use exclusions, tenant damage procedures, and confirm your liability limits protect your assets before signing.
The #1 Rental Property Newsletter
Once a month, we send out an exclusive Rental Property Market Update with top stories, current mortgage rates, building products, and more. No spam and unsubscribe anytime.
Rental Property Insurance Calculator
South Carolina (SC) Landlord Insurance Cost Calculator
Wondering how much landlord insurance can cost you for your rental property? Try out our calculator for a quick and easy answer! (no sign up required)
South Carolina (SC) Commercial Insurance Cost Calculator
Take the guesswork out of commercial landlord insurance pricing. Use our calculator to estimate costs for your commercial property! (no sign up required)
South Carolina Real Estate Investor Resources
South Carolina (SC) Rental Property Management
South Carolina rental property management focuses on handling tenant relations, property maintenance, and legal compliance to help property owners maximize their investment returns.
South Carolina (SC) Rental Property Loans
South Carolina rental property loans assist investors looking to buy or refinance properties in Charleston, Columbia, and Greenville, cities experiencing rapid population growth and a thriving rental market due to a strong economy and attractive lifestyle options.
South Carolina (SC) Rental Lease Agreements
South Carolina lease agreements are rental property documents that include the terms and conditions between a landlord and the tenant in the state of South Carolina. This type of contract outlines and creates a legally binding agreement.
South Carolina (SC) Average Rent Prices 2025
As of 2025, the overall average rent in South Carolina is $1,353. Average rent prices in South Carolina sit below the national average rent of $1,274, in which South Carolina ranks as the 13th lowest rent among all 50 states.
Search Rental Real Estate
Try searching out site for hundreds of rental property topics including loans, investor tool reviews, real estate companies, property management tips and more.
Find and Compare Rental Property Insurance Near You
Alabama Rental Property Insurance
Alaska Rental Property Insurance
Arizona Rental Property Insurance
Arkansas Rental Property Insurance
California Rental Property Insurance
Colorado Rental Property Insurance
Connecticut Rental Property Insurance
Delaware Rental Property Insurance
Florida Rental Property Insurance
Georgia Rental Property Insurance
Hawaii Rental Property Insurance
Idaho Rental Property Insurance
Illinois Rental Property Insurance
Indiana Rental Property Insurance
Iowa Rental Property Insurance
Kansas Rental Property Insurance
Kentucky Rental Property Insurance
Louisiana Rental Property Insurance
Maine Rental Property Insurance
Maryland Rental Property Insurance
Massachusetts Rental Property Insurance
Michigan Rental Property Insurance
Minnesota Rental Property Insurance
Mississippi Rental Property Insurance
Missouri Rental Property Insurance
Montana Rental Property Insurance
Nebraska Rental Property Insurance
Nevada Rental Property Insurance
New Hampshire Rental Property Insurance
New Jersey Rental Property Insurance
New Mexico Rental Property Insurance
New York Rental Property Insurance
North Carolina Rental Property Insurance
North Dakota Rental Property Insurance
Ohio Rental Property Insurance
Oklahoma Rental Property Insurance
Oregon Rental Property Insurance
Pennsylvania Rental Property Insurance
Rhode Island Rental Property Insurance
South Carolina Rental Property Insurance
South Dakota Rental Property Insurance
Tennessee Rental Property Insurance
Texas Rental Property Insurance
Utah Rental Property Insurance
Vermont Rental Property Insurance
Virginia Rental Property Insurance
Washington Rental Property Insurance
West Virginia Rental Property Insurance
Wisconsin Rental Property Insurance
Wyoming Rental Property Insurance
More Rental Property Insurance Guides
1Methodology
Insurance providers are evaluated using objective criteria, including coverage options, pricing, customer satisfaction, and financial stability. Our reviews are based on independent research, verified data, and consistent scoring to ensure a fair, transparent, and unbiased comparison.
2Rate Based on Publicly Posted Information on Providers Website
Disclaimer
The information included is used for illustrative purposes only. The data contained herein does not constitute financial, legal, or any material advice. Data is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals before making any material decisions.
Affiliate Disclaimer
This site contains affiliate links to products and services. We may receive a commission for purchases made through these links, at no additional cost to you. Our recommendations are based on thorough research and we only endorse products that we believe will bring value to our users.